The Affordable Care Act (ACA) provides new ways for employers and their workers to obtain health insurance, and also mandates that large employers provide health insurance to their workers or pay a penalty. This January 2014 Issue Brief discusses both the opportunities and challenges posed by these changes for Financial Management Services (FMS) providers and the workers they serve. Authors explored the impacts of the ACA on employers and employees in the Agency with Choice and Fiscal/Employer Agent models of participant direction.
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