Issue Brief: Health Insurance for Direct Care Workers

In August 2014, the NRCPDS released an issue brief authored by Lucia Cucu, titled Health Insurance for Direct Care Workers: A Cost Comparison of the Health Insurance Marketplace with Employer-Offered Insurance.

This brief provides information on the cost of health insurance available to employees in programs that offer participant direction options. The cost analysis applies in both the Agency with Choice and Fiscal/Employer Agent models of participant direction. The analysis provides a comparison between the potential cost to employees of employer-provided coverage versus policies employees can buy individually in the Health Insurance Exchange or Marketplace.